---
id: faq-0011
title: "What happens if I miss a car payment?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.castlecdjrchesterton.com"
tags: ["financing", "payment", "hardship"]
questions:
  - "What if I can't make my car payment?"
  - "What happens if I miss a payment?"
  - "Is there help if I fall behind?"
related: [faq-loan-term, faq-financing-options]
dealer: Castle CDJR of Chesterton
---

Missing a payment can affect your credit score and may trigger late fees or default actions from your lender. It's important to communicate early if you're struggling-many lenders offer options like deferment, forbearance, or modified payment plans.

Castle CDJR's Finance Department isn't your ongoing lender, but our team can help you understand your original loan terms and discuss what to do if hardship strikes. **Call (219) 250-9487** if you have questions about your financing agreement, or reach out to your lender immediately if you're facing a missed payment.** Most lenders prefer to work with you rather than face default.